Plans and pricing

Simple terms. No hidden fees

Three plans for microfinance institutions and one complete plan for microbanks. All include platform updates and support from StillDEV Studio.

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Beginner

The complete internal operation, for microfinance institutions working at the counter.

4,800 MZN
per month · no lock-in
Choose Beginner
Credit management
Contract management
Collateral management
File management
Accounts and movements
Client geolocation
Analytical risk centre
Bank of Mozambique reports (monthly and quarterly)
Credit and movement reports
SMS, email and WhatsApp notifications
Automation and client alerts
Digital signatures on cases
Assessment through to authorisation
Lianna AI — risk level assessment
Capitalisation and write-off of cases
Corporate SMS SenderID
Most chosen
Pro

Everything Beginner includes, plus the two digital channels that bring applications in.

7,800 MZN
per month · no lock-in
Choose Pro
Everything in Beginner, plus:
Institutional website for the institution
Internet Banking for clients
Applications tagged by channel of origin
Premium

For institutions running several branches that need close accompaniment.

10,800 MZN
per month · no lock-in
Choose Premium
Everything in Pro, plus:
Institutional website and Internet Banking
Priority support from the StillDEV team
Assisted configuration of lines, rates and charges
Accompaniment through the first collection cycles
Microbank

Website, e-banking and system in one package

Everything the microfinance plans include, plus deposit management and the client process file — what a microbank needs to operate and to report.

On request
Credit management
Contract management
Collateral management
File management
Accounts and movements
Client geolocation
Analytical risk centre
Bank of Mozambique reports (monthly and quarterly)
Credit and movement reports
SMS, email and WhatsApp notifications
Automation and client alerts
Digital signatures on cases
Assessment through to authorisation
Lianna AI — risk level assessment
Capitalisation and write-off of cases
Corporate SMS SenderID
Deposit management
Client process file
Institutional website
Internet Banking

Full comparison

What each plan includes, module by module.

Module Beginner Pro Premium Microbank
Credit management ✓ ✓ ✓ ✓
Contract management ✓ ✓ ✓ ✓
Collateral management ✓ ✓ ✓ ✓
File management ✓ ✓ ✓ ✓
Accounts and movements ✓ ✓ ✓ ✓
Client geolocation ✓ ✓ ✓ ✓
Analytical risk centre ✓ ✓ ✓ ✓
Bank of Mozambique reports (monthly and quarterly) ✓ ✓ ✓ ✓
Credit and movement reports ✓ ✓ ✓ ✓
SMS, email and WhatsApp notifications ✓ ✓ ✓ ✓
Automation and client alerts ✓ ✓ ✓ ✓
Digital signatures on cases ✓ ✓ ✓ ✓
Assessment through to authorisation ✓ ✓ ✓ ✓
Lianna AI — risk level assessment ✓ ✓ ✓ ✓
Capitalisation and write-off of cases ✓ ✓ ✓ ✓
Corporate SMS SenderID ✓ ✓ ✓ ✓
Institutional website — ✓ ✓ ✓
Internet Banking — ✓ ✓ ✓
Priority support and assisted configuration — — ✓ ✓
Deposit management — — — ✓
Client process file — — — ✓

Monthly prices in meticais (MZN). Implementation, initial configuration and team training are quoted separately, according to the size of the institution.

Questions about the plans

If your case doesn't fit the plans, write to us.

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Are the prices monthly?

Yes. Prices shown are monthly, per institution, with no lock-in. Implementation, initial configuration and team training are quoted separately.

What separates Pro from Beginner?

Beginner covers the whole internal operation, from application to settlement. Pro adds the institutional website and Internet Banking — the two channels that let clients simulate, apply, upload documents and pay without visiting a branch.

And Premium?

Premium includes everything in Pro, with priority support, assisted configuration of lines, rates and charges, and accompaniment through the first collection cycles — intended for institutions running several branches.

Can we change plan later?

At any time. The database is the same across all four plans, so changing plan requires no data migration and no re-entry of cases.

Why is the Microbank plan on request?

Because it adds deposit management and the client process file, and the scope varies with the number of branches, accounts and users. We ask for a short conversation before quoting.

Is SMS SenderID included?

Yes, in every plan: messages leave under the institution’s name rather than an anonymous number. SMS usage beyond the included bundle is billed at operator cost.

Start with the plan today's operation needs

Changing plan is immediate and needs no data migration: the base is the same.

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